Ulashov Foziljon Kamolovich is the Director of the SME Department at JSC ‘Aloqabank’. With more than 13 years of experience in the banking sector, he has extensive expertise in financing small and medium-sized enterprises as well as corporate clients. He has completed training in digital business transformation and successfully applies this knowledge in practice, combining classical financial approaches with modern technologies. Under his leadership, modular and innovative loan products for SMEs and corporate clients have been developed and successfully implemented.