Founder of MoliyAI, an AI-powered fintech company transforming credit risk assessment in emerging markets. We build machine learning models that help banks, microfinance institutions, and BNPL companies predict customers’ repayment ability using behavioral and alternative data. Our goal is to make lending smarter, faster, and more inclusive. Winner of the President Tech Award in AI. I had the honor of presenting MoliyAI to the President of Uzbekistan. With a background in Business Analytics and Finance, I combine data-driven thinking with practical execution. My focus is on building scalable AI products, developing partnerships with financial institutions, and turning complex data into real business value. Passionate about innovation, entrepreneurship, and creating technology that solves real problems. Outside of work, I enjoy traveling, snowboarding, hiking, and having meaningful conversations with ambitious people.